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The Economics of Discrimination
is necessary. The next question is: would anyone care if the chooser chose to indulge his preferences ... behavior. From a social point of view, should we care; should we impose legislative restraints on his ...- Authors: Shane A Chalke, Walter E Williams
- Date: Oct 1988
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability; Life Insurance
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Selection and Policy Issue
Selection and Policy Issue This discussion looks deeper into selection and policy issue. From ... the money so paid will actually be left to take care of premiums in the future. MR. A. C. WEBSTER stated ...- Authors: Andrew C Webster, Valentine Howell, Richard C. Guest, E Forrest Estes
- Date: Jun 1950
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Life Insurance
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Banks and Insurance
Italy_/_ V////_ _] Directsalesforce Netherlands _ Direct marketing Spain I I I 0% 25% 50% 75% 100% " ... Banking Enterprise Work site Investment management Direct MR. DOUGLAS A. FRENCH: My presentation will concentrate ...- Authors: Douglas French, Robert O Young, Donald E McNees
- Date: May 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Economics>Financial markets; Finance & Investments>Banking - Finance & Investments; Life Insurance
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The Holding Company Structure and The Life Insurance Company
which a single manager or management group can -direct the affairs of two or more business entities, at ... aware of the fact, however, that there is a pretty direct prohibition in most of our states against engaging ...- Authors: P William Forester, Chandler L McKelvey, Joseph R Pickering, Royce N. Sanner
- Date: May 1968
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Life Insurance
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War Problems
armed force. Another problem had to do with direct or indirect result. Some Ca- nadian companies ... backing, or should the entire hazard be regarded as a direct government concern? It was believed that industry ...- Authors: Society of Actuaries
- Date: Mar 1951
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Enterprise Risk Management; Life Insurance
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Long-Term Minimum Interest Rate Guarantees
do an external exchange. The next step is the direct writing company would receive a ceding commission ... this can be a win/win/win situation: a win to the direct writing company, a win to the policyholders, and ...- Authors: Joseph E Crowne, Cristina S Keppler, John Schreiner, William T McKinzie
- Date: May 1994
- Competency: Results-Oriented Solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Investment strategy - Annuities; Finance & Investments; Life Insurance
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Effective Product Management
Marketing division. The Financial division has primary responsibility for determining product line profit ... reasonable stream of earnings. MS. NEENAN: Our primary product management tool is a five-year financial ...- Authors: Daphne D Bartlett, Allen D Booth, John Fritz, Alice M Neenan
- Date: Jun 1977
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
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Distribution Systems For Investment-Oriented Products
including a few with mutual companies. But our primary business is to manufacture variable life insurance ... secondary, while the life insurance tax shelter is primary. Qualification as a life insurance contract does ...- Authors: Charles Carroll, Charles A Nichols, Frank Sieni, Richard D Jameison
- Date: May 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Treatment of Existing Life Insurance Policyholders in Times of Rapidly Changing Economic Conditions
our books. Retention of existing business is a primary factor of defensive motivation. The next category ... force, Mr. Rugland accurately described the two primary motivating forces for Northwestern Mutual as being ...- Authors: Michael B Hutchison, Sidney A LeBlanc, James Reiskytl, Walter Rugland, Dale R Gustafson
- Date: Oct 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Dynamic Hedging
past have put some sort of tail risk back on the direct writer. The 40 basis points is intended to be ... reinsurance has always been an attractive proposition to direct writers is due to its ability to reduce the volatility ...- Authors: Marshall C Greenbaum, Kannoo Ravindran
- Date: May 2002
- Competency: Technical Skills & Analytical Problem Solving>Incorporate risk management
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Variable annuities; Enterprise Risk Management>Financial management; Life Insurance